Le prêt étudiant

As a student, there are many expenses to consider. That's why many students choose to take out a student loan with a banking institution.

A student loan is a consumer credit intended to finance your studies. It can be used to pay for living expenses (food, transportation) but also for housing, high tuition fees, a gap year or study abroad.

As for the conditions of the loan, everything will depend on the bank you decide to turn to. However, you will be asked to provide certain documents to prove your French nationality, your age and your student status.

We advise you to study the market and compare the offers of several banks. Each bank has its own criteria and interest rates are often low for students, but make sure you get enough information to find the best offer for you. Indeed, once you sign the contract, you will be committed for several years.

You must be at least 18 years old because the contract will be in your name. If you are not, your parents will take out the loan on your behalf.

You will also be required to have a guarantor, who must be able to repay the loan in case of problems.